Update September 13: After a “conversation” with New York State Attorney General Eric T. Schneiderman, Equifax has revised its terms of service; signing up for the company’s free year of protection does not preclude you from taking any type of legal action, and credit card information will not be required as part of the sign-up process. USA Today reports that currently, at least 23 class action suits have been filed. These and others will likely be consolidated in a single lawsuit.
“On September 7, the credit reporting company Equifax—one of three in the US—announced that the personal data of 143 million American consumers, possibly as well as some in Canada and the UK, has been compromised.
“From late spring though the end of July, hackers gained access to Equifax’s data and were able to steal not just names and addresses, but also Social Security numbers, birth dates and even some driver’s license numbers. In addition, credit card numbers for more than 200,000 people were stolen. And in some cases, secret questions and answers used to verify identity were compromised, too.
“It took the company six weeks to disclose the breach, during which time your data could already have been used to open credit card accounts or tap into existing ones.”
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