Category Archives: Education

“With Schools Closed, Kids With Disabilities Are More Vulnerable Than Ever” – NPR

school kids with disabilitiesMaria Fabrizio for NPR

by Elissa Nadworny

“With school closed, Marla Murasko begins her morning getting her 14-year-old son, Jacob, dressed and ready for the day. They have a daily check-in: How are you doing? How are you feeling? Next, they consult the colorful, hourly schedule she has pinned on the fridge.

“Jacob, who has Down syndrome, loves routine. So this daily routine is important. Schools in Hopkinton, Mass., are closed until April 6th, so Jacob’s morning academic lesson — which according to the schedule starts at 9 a.m. — has been temporarily moved to the basement.

“But there’s been one big hiccup to all this: What, exactly, to learn during these at-home sessions?”

Click here to read this article at NPR in its entirety.

Department of Banking and Securities Provides Recommendations for Pennsylvanians Financially Impacted by the Coronavirus

dept of banking logo

Harrisburg, PA – The Department of Banking and Securities (DoBS) collaborates with state agencies to develop resources available for Pennsylvanians financially impacted by COVID-19.

“As Pennsylvanians continue to heed the advice of public health experts to stay calm; stay home and stay safe, it is important to know your financial options,” said Acting Secretary Richard Vague. “Pennsylvanians should take action now to understand their financial situations and stay informed of what resources are available.”

Access Your Financial Institution

When possible, complete transactions using online or mobile banking, phone banking, drive thru, or ATMs.

Make use of services available 24/7 on your financial institution’s website or mobile app including: balance inquiries, transfers, loan payments, mobile check deposits, and transaction inquiries.

Consumers should contact their financial institution for any concerns with credit, automatic bill payments, or debt obligations like credit card and mortgage payments.

Unemployment and Workers’ Compensation

If you are unable to work because of COVID-19, you may be eligible for Unemployment Compensation benefits. Learn more about eligibility requirements, latest developments, and how to get started here.

Trouble Paying Credit Cards

If you have seen a reduction in pay due to COVID-19 and are struggling to make your credit card or loan payments, contact your lender right away. Regulatory agencies have encouraged financial institutions to work with customers impacted by the coronavirus. For guidance visit the Consumer Financial Protection Bureau or contact a credit counselor near you.

Trouble Paying Your Mortgage or Rent

If you do not have enough money in your savings to cover your mortgage payment or rent contact your lender or landlord immediately. Do not wait until you’re behind on payments. Some lenders may work out an agreement with you to waive late fees, set up a repayment plan or offer loan forbearance.

For mortgage information visit the Consumer Financial Protection Bureau or find a housing counselor near you. For rental assistance visit the US Department of Housing and Urban Development.

Short Term and Emergency Loans

Consider your options before taking out a high cost short term loan. Talk with your creditors to negotiate more time to pay bills or borrow from friends or family before exploring loans offered by banks, credit unions, or licensed small loan companies that you may not be able to repay. Confirm the lender is licensed with DoBS and borrow only what you can afford to pay back.

Paying Utilities

On March 6, 2020, Pennsylvania Public Utility Commission Chairman signed an emergency order prohibiting electric, natural gas, water, wastewater, telecommunication and steam utility terminations by utilities that are under the PUC’s jurisdiction. The moratorium will remain in place for as long as the Proclamation of Disaster, issued by Governor Tom Wolf related to the Coronavirus, is in effect. If you are struggling to pay your utility bills, contact your service provider for possible emergency assistance programs.

Insurance Issues

The Pennsylvania Insurance Department has resources and information available for consumers who have insurance related questions and developed an FAQ that provides information and answers to common questions related to insurance coverage and COVID-19.

Financial Scams

Consumers should be on the lookout for financial scams during major events such as the outbreak of COVID-19. If you have received an unsolicited phone call, when in doubt, hang up. Never provide credit card or other financial or personal information as part of an unsolicited phone call and think twice if you’re being pressured to act now.

For up-to-date information on COVID-19 in Pennsylvania, visit the PA Department of Health’s dedicated Coronavirus webpage that is updated daily.

Learn more about COVID-19 information and guidance for financial Institutions and consumers from DoBS.

Anyone can contact DoBS at 1-800-PA-BANKS or 1-800-722-2657 to ask questions or file complaints about financial transactions, companies, or products.

The latest coronavirus information

coronavirus info

Click here for the daily Coronavirus PA COVID-19 Updates and much more helpful information.

“Youth teaching tech to seniors fosters generational connections” – WITF

intergenerational

by Megan Kamerick

“The United States now has 46 million people age 65 or older. That’s a record number, according to a study by the Pew Research Center.

“More of these senior citizens are adopting technology, but most also say they need help using new electronic devices such as smart phones. Falling behind on technology puts seniors at risk for social isolation, which makes them vulnerable to poor health and earlier death. It’s also expensive. A study by AARP found isolation is associated with nearly $7 billion in additional annual spending by Medicare.

“A startup company in Albuquerque has made matching tech-savvy young people with seniors its mission. Teeniors coaches them on using smartphones, computers and tablets.”

Click here to continue reading this article at WITF.


Are there local programs in Berks, Lancaster & Lebanon Counties like this? Should there be? Let’s get the conversation started — email us at blllink@mail.com to share your thoughts.

If you are a senior driver, take an online defensive driving course – AAA

 

safe driver

Take an Online Defensive Driving Course

AAA’s Roadwise™,  a senior defensive driving program is an online course designed to positively affect driving behavior and help you learn about and adjust to age-related physical changes. It can be taken online in the comfort of your home or wherever you have an Internet connection. The course covers topics like:

  • Extending Your Safe Driving Career
  • Distractions, Drowsiness, Aggressive Driving & Road Rage
  • Managing Visibility, Time & Space
  • Alcohol & Medications
  • Comfort & Safety Tips

AAA members, check with your local club for special benefits or discounts on the course. Automobile insurance discounts also may apply upon course completion, check with your insurance provider for details.

Educational offerings are not available in all areas. Contact your local AAA club for more information.


Raodwise

“Medications have both intended and unintended effects on your body, and these effects change based on the other medications that you’re taking and the foods that you eat. Not only does that affect how you feel, many of these effects can also impact your ability to safely drive.

Roadwise Rx is a tool designed to help you learn more about your medications and how they may affect your driving.

“Any information that you enter in this tool is completely confidential and cannot be viewed by any other party.”


“Careers & Degrees in Healthcare: A Guide for Students with Disabilities”

person in front of laptop

Healthcare can be a great career path for individuals with disabilities as they can provide valuable perspectives and experiences that directly benefit patients. However, they also face many unique challenges in school and later as professionals, and it can be difficult to know where to turn for quality information.

To help, EduMed produced a comprehensive guidebook that addresses these challenges, gives students career recommendations that accommodate their disabilities, helps explain their rights under the ADA, and much more. You can read the entire guide at the link below.

Careers & Degrees in Healthcare: Guide for Students with Disabilities


EduMed knows that higher education can be the ticket to a rewarding career in medical and health. We also know that every student needs different things when it comes to education, whether a fully online program to maximize flexibility or help finding and securing financial aid or scholarships. To get students moving in the right direction, we work with hundreds of healthcare and higher education experts to provide well-researched and user-friendly content, from detailed school rankings of schools and programs to interviews with online program leaders at colleges and universities across the country. Learn how EduMed can help you succeed.


SOURCE: provided

New World Health Organization (WHO) Online Training Programme on Healthy Ageing

decade of healthy aging

“Registration open for the first-ever WHO Online Training Programme on Healthy Ageing!

This training programme will equip policy-makers at all levels, UN staff and civil society representatives with the necessary tools and skills to develop concrete responses to foster Healthy Ageing in their respective contexts. Participants will learn from experts and peers from around the world, discover new resources and evidence, and develop the competencies that will allow them to become change agents in their countries or communities as part of the Decade of Healthy Ageing.

The course is available in English for free and will run for 14 weeks from 13 January 2020. Registration is open until 20 November 2019.

Click here to register and become a leader on ageing!

CABHC announces Peer Support Specialist Training Scholarship

cabhc peer support.jpg

Capital Area Behavioral Health Collaborative (CABHC) is reintroducing a Peer Support scholarship initiative.  CABHC will cover the cost to enroll in the Peer Support training class and have secured slots at each training session in Lebanon, PA.  Qualified individuals who are interested in applying to receive a scholarship to attend the 10-day Peer Support training class in Lebanon, PA, should visit www.cabhc.org.  Please see attached flyer for more information.  Thank you.

Come to a special presentation about “OPIOIDS & DANGEROUS DRUGS” | Controlling the opioid epidemic in our aging and disabled population.

OPIOID TRAININGS

LEBANON COUNTY SPECIAL PRESENTATION – AUGUST 27

LANCASTER COUNTY SPECIAL PRESENTATION – AUGUST 28

BERKS COUNTY SPECIAL PRESENTATION – AUGUST 29


“AMERICANS OVER 50 are using narcotic pain pills in surprisingly high numbers, and many are becoming addicted. While media attention has focused on younger people buying illegal opioids on the black market, dependence can also start with a legitimate prescription from a doctor: A well-meant treatment for knee surgery or chronic back troubles is often the path to a deadly outcome.”

Click here to read this AARP article about “America’s Addiction to Pain Pills.”


“A growing number of older Americans are becoming addicted to prescription opioid drugs like OxyContin and Vicodin. While drug-related deaths have increased dramatically in all age groups, the greatest percentage increase has been among adults ages 55 to 64.” – Read more here.

“The Future of Retirement” – AgeWave

Age Wave conducted nine recent study reports in collaboration with Bank of America Merrill Lynch on the future of retirement. These reports were created by reviewing thousands of papers and datasets, conducting over 140 expert interviews and 43 focus groups, and surveying 50,000+ respondents. The nine reports cover a variety of topics regarding retirement, including family, health, leisure, and finances. All nine reports are followed by sample media coverage.

future of retirement

Click here to read this insightful and intriguing report.