“Your health care costs can still add up even after you enroll in Medicare, but smart strategies can help you minimize these expenses.”

“Becoming a smart health care shopper can help you save on medical expenses.” (GETTY IMAGES)

by Kimberly Langford

“YOU MAY THINK THAT YOU don’t need to worry about health care costs after you turn 65 and are eligible for Medicare. But you still have to pay some premiums and out-of-pocket expenses, and the numbers can add up over time: A recent study by Fidelity found that a 65-year-old couple retiring in 2020 will pay an average of $295,000 in health care costs over their lifetime, a 3.5% increase over the 2019 figures. That number includes Medicare premiums, deductibles and copayments, or coverage to fill in the gaps.

“The following steps can help you prepare for these expenses in retirement and minimize your health care costs:

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