First New VA Life Insurance Program for Veterans in more than 50 Years
WASHINGTON — On Jan. 1, 2023, the Department of Veterans Affairs will open enrollment for Veterans Affairs Life Insurance — the first new VA life insurance program for Veterans in more than 50 years — extending VALife access to millions of Veterans.
VALife will provide up to $40,000 of whole life insurance for all Veterans, age 80 or under, with service-connected disabilities rated from 0-100%. Acceptance in the program is guaranteed, and no medical underwriting is required.
It will also allow Veterans to complete their application online, receive instant decisions, and perform self-service functions — including electronic payments and beneficiary updates.
“All Veterans deserve to know that their families will have financial support when they pass away,” said VA Secretary Denis McDonough. “VALife is a critical step toward making that goal a reality, helping VA provide more life insurance to more Veterans than ever before in our nation’s history.”
VALife will increase Veteran access to life insurance in several ways:
- There is no time limit to apply: VA’s existing life insurance program for service-disabled Veterans, Service-Disabled Veterans Insurance, required most Veterans to apply for insurance within 2 years of receiving their disability rating. VALife has no such time constraint for Veterans aged 80 and under.
- There is no health requirement to apply: Under S-DVI, Veterans had to be in good health except for service-connected conditions. VALife has no medical evaluation tied to it.
- Veterans are eligible for more coverage than before: Under S-DVI, most Veterans could only receive up to $10,000 of coverage. Under VALife, all Veterans are eligible for up to $40,000 of coverage.
VALife premium rates are competitive with, or better than, similar coverage available in the private sector, and $40,000 of coverage is more coverage than other like products offered. The policy will build cash value after the first two years of coverage when the face value goes into effect. If a Veteran passes away during this two-year waiting period, the named beneficiary will receive all premiums paid plus interest. Unlike S-DVI, Veterans will not be able to get a waiver for their premiums.
VA currently serves nearly 6 million Veterans, service members and their families with more than $1.2 trillion of insurance. Veterans currently enrolled in S-DVI will have the option to keep their current coverage or switch to VALife. These Veterans can apply for VALife at any time after Jan. 1, 2023; however, if they apply between Jan. 1, 2023, and Dec. 31, 2025, they can also retain coverage under S-DVI during the two-year waiting period for the VALife death benefit to go into effect.
Veterans will no longer be able to apply for S-DVI after VALife launches Jan. 1, 2023. However, eligible Veterans still have the opportunity to apply for the program between now and Dec. 31, 2022.
To learn more, visit VALife. Information can also be found in the final rule, which posted for public inspection today, Nov. 30.
The Arc Lancaster Lebanon Upcoming Golf Tournament
Age-Friendly Lancaster City Summit: Registration Closes Soon!
|Please Join Us!|
|Age-Friendly Lancaster City Summit December 7, 2022 10:00 am to 12:00 pm|
|Registration closes Monday, December 5 at 5:00 pm Join the conversation with the 130+ people and 35+ organizations already registered!|
|“Our vision to create a stronger, more equitable Lancaster block by block is informed and inspired by Age-Friendly Lancaster City.” Lancaster City Mayor Danene Sorace|
|Organizations, Businesses and Residents are invited and encouraged to participate in our 2022 Virtual Summit. We will: Present the Lancaster City Age-Friendly Action Plan approved in January, 2022, that includes these four ongoing Action Team Projects: Housing Creation & PreservationVision Zero and Public Space DesignPromoting Intergenerational ConnectionsCommunication Coordination & Outreach You will: Participate in a breakout discussion concerning one of the four Action Team Projects.Contribute ideas that enhance and support the Action Plan.Learn how to incorporate age-friendly practices in your initiatives in the coming year.|
|The Summit will feature the Age-Friendly Action Project Team Leads|
|Housing Creation and Preservation Project ||Vision Zero and Public Space Design|
|Douglas Smith Bureau Chief, Community Planning & Design, City of Lancaster||Cindy McCormick Deputy Director of Public ROW, Department of Public Works City of Lancaster|
|Promoting Intergenerational Connections Project||Communication Coordination & Outreach Project|
|Heather Dighe Executive Director, Lancaster Recreation Commission||Kevin Ressler President & CEO, United Way of Lancaster County|
|Your registration confirmation will be sent via email and will include the necessary link to join the online event. Email questions to AgeFriendlyLanc@gmail.com|
|Sponsors & Key Contributors of Action Plan Year 1 Lancaster County Community Foundation Landis Communities High Foundation Willow Valley Communities Lancaster County Office of Aging Garden Spot Communities RLPS Architects ——————————————– In-Kind Contributors City of Lancaster Lancaster Downtowners United Way of Lancaster County Lancaster Recreation Commission|
|Age-Friendly Lancaster City connects generations, organizations and resources to enhance the lives of older adults and ensure an inclusive community where all ages flourish.|
Abilities in Motion Announces New Location
Abilities in Motion Announces New Location in Northeast Reading
Abilities in Motion (AIM) is thrilled to announce the purchase of a new headquarters located at 755 Hiesters Lane in Northeast Reading, Pennsylvania. On the company’s future home, AIM’s Executive Director, Stephanie Quigley said, “We are thrilled to be moving to an area of the city where we can expand operations and bring new, innovative resources to the community. Our focus will be on making cutting-edge technology available to people with disabilities.” The new building will allow us to expand our services in new and innovative ways. Our new, fully accessible building will feature substantially greater space for onsite programming, future expansion, and exciting community partnerships. Construction is planned to start next month with the goal of moving to the new facility in 2023. This new location will also include a 2400-square-foot technology space for persons with disabilities to engage and experiment with computers, smart home devices, adaptive technology, home gaming consoles, virtual reality systems, STEM opportunities and more. Our new building will also offer a café space to showcase state-of-the-art accessible technology options in the kitchen. Our aspirations for this next chapter at AIM are rooted in our continuous commitment and service to the disability community. We will continue to provide more information about our plans for expansion and relocation throughout the transition. For more information, please stay tuned to our social channels!
Experience Lancaster City for the Holidays!
|Tuba Christmas December 2nd • 8:00–9:00PM |
The Lancaster City favorite is back, filling Binns Park and Ewell Plaza with the sounds of spirited brass music. Plus, shop for handcrafted holiday gifts in Ewell Plaza and enjoy food from the two food trucks that will be on-site.
|Light Up Southeast December 3rd • 6:00–8:00PM|
Join Lancaster’s Southeast community as they unveil colorful displays that sparkle and shimmer along South Duke Street.
Presented in collaboration with Community Action Partnership and the Crispus Attucks Community Center
|Lancaster Shops Late December 8th • 5:00–8:00PM|
Experience the once-a-year retail experience as Lancaster City’s shops, boutiques, and more stay open late into the night.
Presented in collaboration with Lancaster City Alliance
|Holiday Extravaganz a December 8th • 5:00–8:00PM|
Visit the Welcome Center for cookie decorating, hot cocoa, How the Grinch Stole Christmas, and visits with Santa Claus!
Presented in collaboration PCA&D, Lancaster Rec, the Demuth Foundation, and Lancaster Creative Reuse.
|Santa in the City December 8th • 5:00–8:00PM|
December 10th & 17th • 10:00AM–3:00PM
The Lancaster City Bureaus of Fire and Police will escort Santa through Lancaster City as he visits Ewell Plaza in downtown Lancaster and the neighborhoods.
|Menorah Lightings December 18th–25th|
For each of the eight nights of Hanukkah members of the Jewish Community Alliance of Lancaster will ceremonially light the public menorah in Penn Square.
Presented in collaboration with the Jewish Community Alliance of Lancaster
|New Year’s Eve December 31st • 9:00PM–12:00AM|
Celebrate the new year in Binns Park with live music and the return of the Red Rose drop!